Impact Banking with ChangeUp®

Millennial and GenZ consumers are banking with their values. They believe that every transaction can be a micro-action for good and they’re flocking to challenger banks.

RoundUps for Donations or Savings

Provide options for your customers’ spare change, on autopilot.

Activate “RoundUps for Savings” Card Feature and Inspire New Accounts, Increase Deposits and Generate More Card Swipes

Financial Literacy

Micro-savings are small but mighty! The ChangeUp program activates a regular spare change program for savings, encouraging parents and grandparents to open new accounts for children and track the growth of their money for college, summer camps, special projects and more. Further, more swipes generate more revenue for your FI and new savings accounts help capture new customers who will follow the growth of their funds over time, establishing a positive relationship with your institution.

Community Reinvestment Act Criteria

Win Your CRA Audit!

The Community Reinvestment Act of 1977 was enacted to encourage banks to meet the needs of the neighborhoods in which they operate. The CRA performance standards include federal audits encompassing three categories: lending, investment and service. The publication of the ChangeUp module in your digital banking platform encourages financial literacy (savings) and giving back to your community (charity), likely earning coveted points in the third category and helping secure a CRA rating of “Outstanding” for your bank or credit union.

Empower Customers to Donate

Increase debit card swipes because customers feel good about their purchases.

Enable charitable donations on your banking platform

Showcase your bank’s support of the community

Showcase Your Bank’s Charitable Campaigns

Complete suite of donation and engagement tools

Display up to 10 local charities and match customer donations
(With a cap)

Choose Your Favorite Local 
and National Charities

Feature local and national charities

One-time or recurring giving

Provide Year-End Tax Receipts

ChangeUp handles all tax compliant distribution of donations

Bank customers generate tax receipts for charitable giving all in one place

Americans donate $400B every year, and 70% of those donations go to local charities.

Donations at Mastercard

As a COVID initiative, ChangeUp’s cutting-edge technology served as the backbone of the Mastercard Donate mobile app, a bespoke solution crafted to aid Mastercard in raising funds for healthcare related non-profits aligned with their corporate social responsibility initiatives.

Mastercard Donate mobile app - designed and built by ChangeUp

Built, deployed and maintained on AWS ECS cloud architecture for scale.

Our enterprise-level SaaS platform revolutionizes the way you effortlessly handle millions of donation transactions, ensuring unparalleled scalability, security, and compliance.

At the core of DMS lies scalability. Our horizontally scalable architecture seamlessly handle millions of transactions without compromising performance. As your user base grows, our elastic infrastructure effortlessly scales to meet the demand, ensuring a smooth and uninterrupted customer experience.

How We Support Banking Partners


Our team brings deep expertise in financial technology, banking, and payments. ChangeUp’s mission is to build tools that change the world, and we’ve assembled the best of the best to lead the charge.


With ChangeUp, access 24/7 reports with transaction-level data that accounts for each and every penny donated by you and your customers. Track campaigns, compare opt-in rates and more


Position your company for success with software backed by a team of specialists to help with the logistics. From account management to donation reconciliation, we’ve got you covered.

Proud Partner with Benevity

Since 2017, ChangeUp has partnered with the Donor Advised Funds utilized by Benevity so that you can be confident that all donations arrive at the charities selected by your customers.

Benevity is the world’s largest platform for workplace giving and processes over $2 Billion annually for thousands of employees at Fortune 500 companies. This platform has achieved SSAE 18 SOC 1 Type I & II attestation for enterprise clients.

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